📈 Investment Growth

SIP + lump sum growth with a year-by-year projection.

What it does

Projects how a lump sum plus regular monthly (SIP) contributions grow at a fixed annual return, with a year-by-year table.

When to use it

Use it to see what your savings could be worth at retirement, or to test how starting earlier and compounding longer changes the outcome.

Assumptions
  • A constant annual return every month of every year.
  • Monthly contributions are made at the start of each month.
  • Returns are not taxed and no fees are charged.
Inputs
%
years
Pro tip

The table is the most useful part: compare the 'gain' column to the 'contributed' column. When gains outpace contributions, compounding is doing the heavy lifting — that is the case for keeping money invested longer.